Criptomoedas: o que são, como investir e quais os cuidados

[{"selector":"#anim-47fc6e50-48ea-44ca-becb-1fbdfa862ec4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eb2f5ca3-6f27-4230-bf49-ba48d34f351c","keyframes":{"transform":["translate3d(0px, 96.54497%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58f4bb56-6c26-4d85-9ec7-fad64ae9ef41","keyframes":{"transform":["translate3d(0px, 933.00628%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Criptomoedas: o que são, como investir e quais os cuidados Finanças Finanças

[{"selector":"#anim-6730c286-8c76-45d4-ad09-b9ce67e1ac0a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7ba85e21-b98a-4974-b5ba-987dbd85579a","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36195a92-a973-4779-be82-c37ec1e7b8d5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8aba2d09-4972-4986-bcdb-68728dd7002f","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-054097a7-1f8e-45a0-862d-fc9101ad37b6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":5000,"fill":"forwards"}] As criptomoedas são uma espécie de dinheiro digital que não são controladas por governos, como o Dólar ou o Real, por exemplo.

[{"selector":"#anim-061c8834-c706-4bf4-b0c4-3b57a13cb5db","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ca0f0761-e16e-4e57-9fb0-ee306efa3337","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6766b24e-760f-4f74-b8f7-6b888885a954","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b99dde31-16f0-46ed-9f0b-6b25cca7a423","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-e77970d2-6594-492a-ac2a-fd1b389e014d","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] A grande maioria das criptomoedas é gerada em uma rede blockchain, que armazena transações de forma segura. Isso dá transparência ao processo, pois todas as movimentações são públicas e auditáveis.

[{"selector":"#anim-7b7321b2-6222-4f13-a42f-18d6951702bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ea9aaffd-193a-4add-9e41-173a2653c789","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a2f34278-da5f-4ab6-95fe-9e0e64ccd319","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e9afe856-cf8b-457e-aecd-36a0095521a5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-a73dfc24-f759-4763-87dd-a9ee9385c59a","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-10a148d3-d588-4a81-a70b-4ccee6536046","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] As blockchains são redes descentralizadas, então todos os registros feitos precisam passar por todos os computadores da rede. Quando as informações se juntam, um bloco é formado e registrado na rede.

[{"selector":"#anim-acab5cb1-b771-47b1-bee7-f1ce27a969a9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19f805e1-8f17-4f06-b0d9-40badc101073","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4989417f-570c-4e15-99fe-e9cc94dc18bd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-49af2112-605b-482b-be39-a7d1f2c32c27","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-e93c755a-96b8-4126-9e16-e3138f899736","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Essa autenticação que forma os blocos é chamada de mineração. Por ser muito complexa, são necessários computadores com grande capacidade de processamento.

[{"selector":"#anim-b6d95405-8591-44bd-a24d-ad50029e9247","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-47e8c9a8-15af-4585-9d90-fbcbd18c95db","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4d28109-78e2-4236-ba6a-eb8d1d5c0b33","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81163792-008b-4e83-bb60-59e70de4918c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-6f551334-0698-4e51-ae1e-95a926d66e84","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Quem contribui com a mineração recebe o pagamento em criptomoedas, que ficam disponíveis para circulação. Elas são negociadas nas corretoras de criptomoedas, as Exchanges.

[{"selector":"#anim-4ce67233-4b95-4ae3-b3a4-b0299d8d2dee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c5ad75a-0e0f-495e-a834-97736704ad40","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-977d34fb-f086-45e4-81a7-300c742107d3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6b9fcb42-e61f-4463-8fa3-be967636a6ad","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-fb231b41-6ca1-4d66-9b31-cc15f861cb56","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Hoje existem centenas de Exchanges ao redor do mundo, inclusive no Brasil, onde é possível ter uma carteira virtual comprando criptomoedas em Real, por cartão de crédito, boleto, PIX e outras formas de pagamento.

[{"selector":"#anim-4f26871d-542f-406c-bf4d-9c15ffda79e1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c615918a-1716-4f10-8317-2306a73a39e8","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0d57d6c0-a42b-4dcb-9980-119cbea0df09","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3cd22791-08e9-444b-b04e-2b87fdd685c5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-12a393a3-a126-4567-ae93-78873ec67f61","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Como não existe um órgão centralizador, o valor das criptomoedas é determinado pela quantidade de operações realizadas por compradores e vendedores.

[{"selector":"#anim-d9901ba2-fe4a-445d-8f0b-f7b8b8182e8e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bbdcf381-d429-42e5-ab08-29eee9751cb8","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4f27bb93-643d-40c5-9a95-63aa8af238ee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87b38027-3501-4f01-814f-18eec4d29416","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-1e7a0670-8e52-4697-8218-072b62ff7c01","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Entre as criptomoedas mais conhecidas e negociadas estão o Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), Ripple (XRP) e Cardano (ADA).

[{"selector":"#anim-b8620df4-9453-47dc-b3b4-94732436f13e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bdcd14d-8675-4d20-a5ce-a63406427ec6","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4b678c3d-1c1b-48dc-b684-79117b3d2bfe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c8ec5798-7154-4186-bacc-df81ead5b678","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-06adf810-e1d8-43b7-a45b-493a3babbf24","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] As criptomoedas são usadas principalmente como um meio de troca para a compra de produtos. Além disso, podem ser usadas como uma reserva de valor, ou seja, investimento.

[{"selector":"#anim-0c32e7f2-c7f2-441c-8be4-033c0ed7d40f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7d79577e-fd45-46bf-9fe8-e4b0fd11398b","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-49c334c7-10e1-467a-a2e2-7a553931c856","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-550b7eff-0283-4197-95d4-9fb89a5e05d8","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c26d585f-4afb-4dd1-8316-074fd9301562","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Para investir nas criptomoedas é preciso muito cuidado, a começar pela Exchange escolhida. Por isso, é muito importante pesquisar com atenção antes de abrir uma conta em uma corretora de ativos digitais.

[{"selector":"#anim-821f4961-5f4f-4d5d-96da-c1cffd76a324","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89cc7be7-4d71-47a4-9347-9e86e4ef9a8f","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bbfd317-e6e3-4368-9394-69e877abf649","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a999d89f-2a73-4f2f-812e-d202faf92f4d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7fcef699-8fe3-40dd-a0a1-d7fa03cdbb3d","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Além disso, é sensato acompanhar o mercado das criptomoedas, da mesma forma que as ações nas Bolsas de Valores. Um investimento alto pode virar um grande prejuízo da noite para o dia.

[{"selector":"#anim-5961ddc0-252a-4cd7-8ea8-d58683b77124","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-feb866ae-b2f4-4449-847c-b6f400a1d3f7","keyframes":{"transform":["translate3d(-120.89042%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd4d1828-3947-4704-b6f7-2bd9a69f3207","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f9505202-988e-4e22-a43e-683360f96d1b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-bd16125b-6718-4cca-94b2-9ce17304968a","keyframes":{"transform":["translate3d(0px, -100.06072%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Recentemente, um ativo digital chamado Squid Game, baseado na série Round 6, subiu mais de 70.000% em uma semana e despencou para quase zero em poucos minutos, com muitos investidores perdendo muito dinheiro.

[{"selector":"#anim-7d42be94-4167-4a32-be6d-8d4390d0055a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c17e4d65-c3b9-429c-80ab-23c9bbe7809c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-650ffe90-20ec-4f51-b5a4-7ca4bfedbe41","keyframes":{"opacity":[0,1]},"delay":400,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e81a406d-6465-4562-8720-b90cb9a3d09a","keyframes":{"opacity":[0,1]},"delay":400,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Créditos Imagens: Pixabay, Unsplash e Pexels. Montagem: Gustavo Ribeiro.